top page logo

Your place for community & resources to find or create work you love

We are so glad you're here and ready to take the next step! We created 48days.net as a place for community. For people to encourage each other and help each other in finding or creating work that is meaningful.

But frankly, we've outgrown it, so we're moving to provide you new resources.

48Days.net will be closing as it is today on November 30, 2017. Until then current members can click the button below to access groups and resources.

If you're new to 48days.net, connect here for a close up look at our thriving 48 Days Eagles Community and to get weekly free resources and motivation as you find and create work you love.

Last week, I talked about the importance of preparing for vacations and travel so summer trips don’t follow you home. It got me thinking, though: summertime ushers in all sorts of expenses that aren’t typically found on the budget throughout the rest of the year. How are you preparing for them?

Aside from a summer vacation, many of us will travel for a wedding in the coming months. Taking the same approach with planning for travel – including transportation, food, lodging, and other costs in the equation – you also must determine how much you’ll spend for wedding gifts. I suggest standardizing your wedding gift spending with one dollar amount for all weddings and an option to scale that amount down for the weddings of couples you might not have a deep relationship with.

Memorial Day marks the unofficial beginning of summer, Labor Day marks the end, and Independence Day falls in between. If you’re planning any neighborhood parties, be sure to plan for the additional grocery expenses you’ll have. Likewise, if you have any annual family reunions during these holidays, remember that you can plan for that all year long by dividing what you would spend by twelve and saving that money every month.

If you’re planning to do any extensive yard work or home improvement projects this summer, be sure to plan accordingly. Rather than fall for a 0% interest credit card at your neighborhood home improvement megastore, begin setting aside money now for the projects you’d like to accomplish. Even if you have to wait until the fall to get started, you’ll avoid the debt trap to-do lists can snare us in.

And don't you just love back to school shopping? Ending the summer with clothing and school supply purchases can put you on unstable footing as you head into the fall. What can you save over the summer months in order to be prepared for that shopping spree? What can you wait to buy after school begins?

A little bit of forethought and a good monthly spending plan will help you manage your money and avoid the financial dog days of summer.

Views: 18


You need to be a member of 48Days.NET to add comments!

Join 48Days.NET

Comment by Derek Sisterhen on June 3, 2010 at 11:28am
Thanks for the comment, Dan - one that obviously very real right now. It's amazing how quickly unfortunate events like funerals can pop up. I wish there was a way to tell our friends and family to hang around with us just a little longer.

From a practical standpoint, funerals and other family emergencies happen unexpectedly - sounds like strong justification for an emergency fund to me. Another option is having a flexible budget so you can reallocate funds within it and avoid touching emergency savings.

Thanks for sharing, Dan.

Group Leader
Comment by Dan Miller on May 25, 2010 at 7:29pm
Derek - ah yes, the unexpected. Joanne and I have been to 3 weddings and 3 funerals this month. The weddings we saw coming but the funerals just popped up there as they tend to do. All involved travel and I was calculating just the expenses associated with those - certainly not something we planned for in our summer budget. With memorial gifts and travel those unexpected events have captured a significant chuck. How can we tell our friends to stop dying?

Coaching Mastery Program

Interested in being a 48 Days Certified Coach?  Check out our elite program here:

Check it out!

Follow 48 Days:

Have a question or want to connect? Enter in some keywords here to see what we're already saying!

Interested in the next step beyond this community - with more hands-on interaction with Dan and other 48 Days Mentors? Check out our new membership site!

Weekly Podcast

Hosted by Dan Miller

Good stuff from 48days

Sign up for the FREE weekly 48 Days Newsletter HERE
Check out Dan's 
daily blog and 
free worksheets
Get the 48 Days App!


Have a question or want to connect? Enter in some keywords here to see what we're already saying!


© 2017   Created by Jon Dale.   Powered by

Badges  |  Report an Issue  |  Terms of Service