Can you really live without credit cards and still live like a normal person? Well, yes and no. You can live without credit cards, but you certainly won’t be a normal person if you do, and that’s a good thing.
Think about it, the average family has over $15,000 in credit card debt. When you have that much credit card debt, it’s costing you a huge amount of interest and fees to carry that debt every single month. That’s money you could be using for a lot of things other than the… Continue
Added by Dr. Jason Cabler on November 7, 2014 at 8:50am —
How to do a monthly budget together as a couple. Managing your money together as a couple is one of the most healthy things you can do for your relationship. Working a monthly budget together will bring both partners together and strengthen other, non-financial areas of your relationship. The communication, trust, and teamwork skills will transfer to all the other areas of your relationship.
(Link to… Continue
Added by Derek Olsen on July 16, 2013 at 11:58pm —
When know what we should do, but many times we put it off and fail to look to our future. There are simple steps to take to make sure that your family is protected now and in years to come. Read More Let us know how you are doing in these areas.
Added by Kathryn Gerken on April 23, 2013 at 10:43am —
We are the proud parents of two teenage boys. As they get older, they learn more and more about money management. We are often asked when to start kids budgeting. Well, here is your answer. Let us know some of your experiences too. Read more
Added by Kathryn Gerken on April 17, 2013 at 3:20pm —
It seems that many families are trying to decide if they can afford to live as a one income family. To do this, they need a plan. Read More
Added by Kathryn Gerken on March 29, 2013 at 10:14am —
If we don't fail sometimes then we will never learn from our mistakes. It is true in life and in our personal finances. It is all a mater of how you frame your failure and change. Read more
Added by Kathryn Gerken on March 26, 2013 at 10:29am —
Many people are stretched to the limit, when managing their time. Then they wonder why they can not manage their money as well. It all takes time, but you must prioritize. You are the only one who has a direct interest in your financial welfare. So how much time does it take to budget? read more
Added by Kathryn Gerken on January 28, 2013 at 11:06am —
This week on Connie and Sheila Talk - hear 48 Days' Derek Olsen share what he and his wife Carrie went through in a… Continue
Added by Connie M Williams on August 23, 2011 at 5:14pm —
I recently submitted this blog post for "Enemy of Debt" but thought I would share it here on 48 Days as well. Hope you enjoy...
At the time this article is being written, we are almost half way through the year. That means, by my calculations, we should be… Continue
Added by Tyson Morgan on June 7, 2011 at 11:30am —
I recently had coffee with a friend of mine and he told me a story that I thought could relate to proper financial management.
His son is a great high school golfer and is interested in playing at the collegiate level. After visiting with some college coaches, one coach told him a story that stood out in his mind. Full of wisdom here. Here is what the coach told him...
"You need to focus and give 100% to the moment. What you are doing now deserves your absolute best.… Continue
Added by Tyson Morgan on April 1, 2011 at 11:30am —
Our life is insane busy. Finances are getting taken from Peter to pay Paul.
Sometimes you do not know what to pay next. Even worse, you do not have enough money to pay the next bill.
Through this “hurricane of life”, you have to get back to the center. The bulls eye of where money is supposed to be spent.
I teach all of my clients to always focus on “The 4 Walls” and then go down the list from most important to least important.
The 4 Walls… Continue
Added by GREGG PECHMANN on November 8, 2010 at 3:59am —
Added by GREGG PECHMANN on September 9, 2010 at 1:33pm —
Where does it go? Like Sand through the hour glass, so are the Days…
Have you ever been in this situation? You are typing feverishly on your computer getting ready for a presentation, the phone is ringing, the dog is barking, you have to get the kids to your mom’s so she can watch them for the presentation…you look up…10:00! What! I haven’t even showered!
If you are a work at home professional I am sure you have been right there. Some of us more times than we would care to… Continue
Added by Susan Snyder on November 14, 2009 at 9:00pm —
The smartest thing(s) you can do with your tax return.
Written by Matt Wegner
Founder and Lead Counselor, Matt Wegner Financial Coaching, www.mattwegnercoaching.com
So you filed your taxes and have a return coming. Or maybe you waited until the last minute to file and you’ll have a return coming soon. Have you thought about what to do with the return? If you’re like a lot of people you haven’t even given it some thought yet. Or you’ve got three or four ideas but don’t… Continue
Added by Matt Wegner on April 18, 2009 at 12:43pm —
Added by Andy Traub on January 2, 2009 at 11:43am —